Frequently Asked Questions
The annual dues are $700.00 per lot for undeveloped property. The annual dues increase to $1,200.00 per lot once the lot is developed (i.e., homesite, stable, other infrastructure). The higher dues begin in the first fiscal year after construction.
Annual dues for each lot must be provided by January 1 of the calendar year to avoid overdue payment fees. The dues are payable to CMF-HOA and can be sent by mail to:
Chestnut Mountain Farm HOA
c/o Abby H. Champion, CPA, PC
215 Gilead Road, Suite 200
Huntersville, NC 28078
Notification and an invoice are customarily sent in November to the address on file for the lot owner. However, the owner is responsible for timely payment even if the notice and invoice has been lost or the owner has failed to provide the HOA with a proper mailing address.
As a gated community, there are almost 9 miles of paved and graveled roads in the community. The community also has approximately 10 miles of hiking and horse trails.
The annual dues cover maintenance of the trails and roads, including surface repair, gravel grading and replacement, snow removal, clearing of culverts, and the removal of any downed trees/bushes.
The annual dues also cover trail maintenance, mowing of roadside and common areas, community insurance costs, trash removal services, security services, gate maintenance and other administrative costs.
More details are provided in the annual report, copies of which can be provided upon request.
The following link can be used to access property records online as well as provide contact information if you choose to call or physically visit the Wilkes County Register of Deeds Office.
At the time of the initial development of CMF, Wilkes Communications, (a local, North Carolina telecom cooperative), installed fiber optics connectivity throughout the development. Lot Owners can select capacity up to 1 gigabyte upload/download service. The internet service provided by Wilkes Communications does not require contracting for a LAN phone line. Prospective purchasers are encouraged to contact Wilkes Communications at (336) 973-3103 to confirm connectivity.
Overall, Verizon and other wireless capabilities on CMF are adequate for phone and message service on most of the roads and CMF roads.
Most of the lots have electrical services provided through Duke Energy and the transformers are generally already connected and in place in strategic locations throughout CMF.
There are a few lots close to Cane Creek where the electrical service provider is Surrey Yadkin Electric Service. Prospective purchasers are encouraged to contact Duke Energy at (800) 777-9898 or Surrey Yadkin Electric at (336) 356-8241.
None of these services are provided by commercial businesses to residents of CMF. Homeowners are responsible for any wells for extracting water, for their septic systems for wastewater and for any irrigation controls on their property.
As an owner, there are no formal requirements to access your lot. You will need to have the gate code to enter CMF and that code is found on the “Owners Sign-in, protected tab on the CMF Website.
If upon your visit, you intend to use a facility in the common area, e.g., the Pavilion Picnic area, it is recommended that you notify CMF Security (336-927-1863) or the HOA Contact Us website tab to ensure there is not a conflict.
Prior to your visit, (e.g., at least 24 hours in advance of your arrival) it is required that you notify our HOA representative, Perry Swaim, at 336-262-2161. This will ensure there will be authorized personnel available to grant access to the gate and to accompany you on your visit to a specific lot, to multiple lots, or to the common facilities which include the pavilion, barn, and trails.
Whether you are a permanent or part-time resident of CMF, the HOA Annual Dues and the Wilkes County Property Tax is your responsibility to keep all payments due up to date.
The HOA Board should be contacted and will conduct a formal review before the Board authorizes any lease agreement. Any rental agreement must be for a lengthy period of time, (the minimum being considered would be at least six (6) months), the agreement must prevent any formal or informal sub-lease condition that the renter would entertain. Fines will be assessed to the lot owner if there are violations of this condition.
CMF Security services can be contacted at 336-973-3103.
This website has a tab for “Contact us” which should be used if you have information on any security or CMF maintenance issues and risks to report. Documentation with narrative or any video or still photographs will be useful to copy and upload.
All-terrain vehicles, dirt bikes or similar vehicles can be operated on designated roadways but are not permitted on designated trails. Lot owners are permitted to operate these vehicles on their property but are not permitted to operate these vehicles on any trail easements running through their property. The exception is for access to the Pavilion or for special HOA approved events.
Hunting and use of firearms is strictly prohibited in CMF.
Lot owners are permitted to keep horses on their property subject to the terms of the community’s restrictive covenants. Although all other livestock is prohibited, a waiver can be obtained through the HOA Board. Any lot owner seeking a waiver must submit a written request to the HOA Board.